Thursday, September 02, 2010

Oxendine: Renters Insurance for Students a Smart Move

As the start of the college school year approaches, students moving out of the house or off campus may want to consider purchasing renters insurance.

According to Georgia Insurance Commissioner John W. Oxendine, renters insurance can cover the loss of computers, stereos, musical instruments, jewelry and much more in the event of theft, fire or some other unforeseen disaster.

"If your college student is moving away to school with expensive computers or other valuables, buying renters insurance is a smart move," Oxendine said. “The landlord may have insurance on his building, but that won’t cover replacement of a renter’s possessions.”

Oxendine suggests discussing the needs of your student with an insurance agent who can tailor a renters policy to your individual needs. Everything from property damage caused by fire, hail or smoke, to liability suits brought by guests slipping on stairs or in the bathroom can be included in a policy.

Consumers may get more information on renters insurance by calling an insurance agent or by contacting Commissioner Oxendine's Consumer Services Division at 404-656-2070, or toll-free 1-800-656-2298.

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