/PRNewswire/ -- The Georgia Insurance Information Service (GIIS) reminds all Georgians affected by the Tropical Storm Ida to inform your insurer as soon as possible if you have damage, and to make sure your insurer knows how to reach you if you cannot be reached at your home.
The GIIS Web Site at http://giis.org/cat/800.shtml has the catastrophe hotline numbers for all member companies.
Reminders:
-- If your roof is damaged and water is entering your home, when it is
safe, put a tarp or similar covering over the damage to prevent
further destruction from occurring.
-- If you must leave your home, make sure your insurer knows where you
will be staying and how to reach you.
-- Be very careful around downed lines and don't assume you know the
difference between a power line, a cable line or a phone line.
-- Follow all law enforcement directives.
-- If you can safely take photographs of the damage do so to present to
your insurance adjuster.
-- It is most important to have a home inventory of your belongings room
by room for your adjuster. If you do not have one, free home
inventory software is available from the GIIS Home Page,
http://www.giis.org/. Look for a blue and gray button on the upper
right of your screen.
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Showing posts with label storms. Show all posts
Showing posts with label storms. Show all posts
Tuesday, November 10, 2009
Wednesday, April 29, 2009
30 Days to Hurricane Season: FEMA Advises to Prepare Now With Flood Insurance
/PRNewswire/ -- June 1, 2009 marks the beginning of Atlantic hurricane season. In addition to knowing appropriate safety precautions, FEMA recommends protecting your property now with a flood insurance policy. It typically takes 30 days from the time of purchase for a policy to become effective.
"Past hurricane seasons have shown that storms can form as early as the beginning of June, so property owners can't afford to wait to buy flood insurance," said Ed Connor, Acting Federal Insurance Administrator and Acting Assistant Administrator, FEMA Mitigation Directorate. "Homeowners insurance doesn't cover flood damage and, without flood insurance, property owners may have to absorb the financial losses on their own. Just a few inches of water can cost thousands of dollars in repairs and, in this economy, few can afford that potential drain on their savings."
Flood insurance is affordable and available through about 85 insurance companies in approximately 20,600 participating communities nationwide. National flood insurance is available to renters, business owners and homeowners, even if it is not required by the terms of a mortgage. While the average flood insurance policy is around $540 a year, homeowners can protect their properties in moderate-to low-risk areas with lower cost Preferred Risk Policies (PRPs) that start at just $119 a year.
Individuals can learn how to prepare for floods, how to purchase a flood insurance policy and the benefits of protecting their properties against flooding by visiting Floodsmart.gov or calling 1-800-427-2419.
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"Past hurricane seasons have shown that storms can form as early as the beginning of June, so property owners can't afford to wait to buy flood insurance," said Ed Connor, Acting Federal Insurance Administrator and Acting Assistant Administrator, FEMA Mitigation Directorate. "Homeowners insurance doesn't cover flood damage and, without flood insurance, property owners may have to absorb the financial losses on their own. Just a few inches of water can cost thousands of dollars in repairs and, in this economy, few can afford that potential drain on their savings."
Flood insurance is affordable and available through about 85 insurance companies in approximately 20,600 participating communities nationwide. National flood insurance is available to renters, business owners and homeowners, even if it is not required by the terms of a mortgage. While the average flood insurance policy is around $540 a year, homeowners can protect their properties in moderate-to low-risk areas with lower cost Preferred Risk Policies (PRPs) that start at just $119 a year.
Individuals can learn how to prepare for floods, how to purchase a flood insurance policy and the benefits of protecting their properties against flooding by visiting Floodsmart.gov or calling 1-800-427-2419.
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